The author, Mr. Sanjay Matai, is a post-graduate in management from IIM, Calcutta with graduation in engineering from Delhi College of Engineering. He has promoted The Wealth Architects that focuses on assisting individuals to plan their finances in line with their needs, aspirations and risk appetite. A fee-based advisor, his aim is to primarily support common, non-wealthy individuals, who may otherwise be finding it difficult to access inexpensive but genuine, unbiased and honest advice. Besides, he has been involved in creating awareness about the prospects and pitfalls of investing through his articles on www.moneycontrol.com. He has been on their expert panel since early 2005 and was one of the Expert Advisors to CNBC TV18's book 'Everything you wanted to know about investing'. ‘10/10 Now control your money…perfectly’ and ‘Plan for Prosperity – Road to Riches with Financial Wisdom’ have been his earlier works on personal finance. His columns and opinions have also regularly featured in Business Today, Dalal Street, One India One People, The Analyst, www.domain-b.com and www.rediff.com. Prior to this, his experience spans more than 19 years’ in the areas of Management, Corporate Finance and Investment Advisory with some of the top companies in India viz. Maruti Udyog, IDBI and Sinar Mas Pulp & Paper (India) Ltd. He can be contacted at contact@wealtharchitects.in