The following options are available for receiving author earnings:

• Direct Bank Transfer (For Indian Authors): You need to enter your bank account details along with NEFT code in your "Remittance Information". The author earnings will be transferred directly to the account. Please also enter your PAN so that your TDS is deducted at a lower rate and you receive a TDS certificate at the end of the financial year. You can then adjust the TDS against your income tax, while filing returns.
• Paypal (For non-Indian Authors): You need to have/create a paypal account and enter the e-mail id associated with it in your "Remittance Information". This method is available only if your Paypal account is not Indian. RBI regulations and Paypal policies do not allow transfer an Indian merchant to make transfer to other Indian paypal accounts. All royalties remitted through paypal will be considered as payments to non-Indian authors and will be subject to a 20% TDS deduction accordingly.

You should ensure that your remittance information is updated and correct on your author dashboard in order to receive your payments in time. If a payment goes to a wrong account or is reverted because of incorrect remittance information, Pothi.com will not be responsible for re-transfer.