Accidents can occur any time without any notice and can lead
to substantial monetary loss to any person irrespective of his
financial status. Fire is one such accident.
Any loss can cause hardship if it is not backed by any
insurance cover. A Loss is bad if it is not covered but it is even
worse if the loss is backed by insurance but the claim is not
payable under the policy.
We have attempted to make the insurance subject
comprehensible in easy language. The most misunderstood
cover is the Standard fire and Special perils insurance.
Fire insurance is very important portfolio for every insurance
company. All Types of consumers like traders,
manufacturers, dwelling units, office are insuring their
property under fire insurance. Sometimes the insurance is
voluntary but mostly it is taken under compulsion from the
bankers or financial institutions.
The insurance may have been taken for whatever reason but at
the time of any damage of property the owner expects to
recover full amount from insurance company. In case the loss
amount paid by insurer is not as per their expectation the
policy holder feels let down and cheated. This not only leads
to disenchantment but also to avoidable disputes and
This can be avoided if certain precautions are followed at the
time of insuring the property and at the time of claim.
Binding: Paperback (Perfect Binding)
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